Costco shoppers racing to claim up to $60 back on P&G essentials face a firm two-card limit that could block repeat cash-ins before the October 31 deadline.
The Sun reports that Costco teamed up with Procter & Gamble on a Shop Card offer for U.S. members who bought qualifying everyday brands during a fixed window.
Spend $100 on eligible P&G products and the reward is a $25 Costco Shop Card. Hit $200 and the card jumps to $60. One catch sits on top of the deal: a two-card limit per customer.
Families who stocked up on Tide, Pampers, and other listed brands still have time to file. The spending window ran from August 24 through September 20. Claims must be in by October 31, submitted online or postmarked by mail that same day.
Members can bundle multiple receipts to clear the $100 or $200 thresholds. Totals count after discounts and before taxes or shipping. Return the qualifying items and the rebate is void.
The offer covers purchases made in the United States by Costco members only. Exact SKU lists and the claim portal address were not spelled out in full public detail, so shoppers still need to match their own receipts against the qualifying brands before they send anything in.
That two-card ceiling is the hard stop. Once a customer has received two Shop Cards under the promotion, further claims are blocked, no matter how many extra receipts sit in the glove box.
Costco’s larger price story sits beside the P&G cards. CEO Ron Vachris told investors on a September 24 earnings call that the company took initial tariff refunds in the fourth quarter and pushed part of that money straight into lower prices.
Vachris said:
“As shared in our earnings release, we received some initial tariff refunds in the fourth quarter, and we reinvested some of these dollars to give value back to our members,”
He added that the cuts hit in the second half of the quarter and covered everyday items plus produce, meat, beverages, and some non-food goods such as home furnishings and hardware.
U.S. Customs and Border Protection had already logged more than 252,000 tariff refund applications by July 31. Across recent months, more than 40 S&P 500 companies reported roughly $9.6 billion in such refunds. Apple took in about $2.2 billion and Nike about $986 million, figures the Wall Street Journal had carried and that appeared in the same Costco coverage.
Costco itself is among the retailers facing consumer lawsuits that seek a share of those refund dollars. The company, for its part, points to the shelf-price cuts as the direct pass-through to members.
Vachris also laid out the build plan. Costco already has 26 locations lined up for 2026, with at least 10 due over the holiday season. The current plan calls for another 33 warehouses in fiscal year 2027, five of them relocations, for a net of 28 new clubs.
He said:
“Our current plan is to open another 33 warehouses in fiscal year 2027,”
And:
“We continue to see significant opportunities for new warehouses [and] growth, including new US markets like Buffalo, [New York], and Lawrence, Kansas... We’re confident in the return on investment in all the buildings we open, with new markets bringing more new members.”
That expansion pitch lands while household budgets stay tight. Beef and veal prices alone jumped 9.4% over the past year, with cattle shortages, drought, and higher fuel and fertilizer costs all pressing the meat case, pressure NerdWallet has flagged in the same reporting cycle.
Costco is also expanding a major delivery partnership across all U.S. states and watching Executive-level membership climb. The warehouse club’s pitch remains volume, member value, and steady new doors.
For shoppers who already cleared the $100 or $200 mark between late August and mid-September, the paperwork window is still open. Online submissions and mailed claims both cut off October 31. After that date, unclaimed cards stay on the table.
The two-card rule means heavy buyers cannot turn the promotion into an unlimited loop. One or two Shop Cards is the ceiling Costco and P&G set, and the company is enforcing it per customer.
Members who kept their receipts, matched the qualifying brands, and stayed under the card cap still have a concrete path to $25 or $60 back before the month ends. Everyone else is out of runway.
When a retailer takes tariff refund cash and puts it into lower prices on meat, produce, and household staples, while still running a capped rebate on name-brand essentials, members get the better end of the deal. That is how a membership warehouse is supposed to work.