Attorneys in California are investigating whether fashion brand Lacoste violated federal law by printing excessive credit card information on store receipts, a violation that could entitle shoppers to up to $1,000 each.
The probe centers on the Fair and Accurate Credit Transactions Act, the federal law Congress passed to curb identity theft by limiting what retailers can print on customer receipts. Under FACTA, businesses may not display more than the last five digits of a card number or print the card's expiration date on any receipt created at the point of sale. Attorneys now want to know whether Lacoste's in-store registers did exactly that.
California consumers who paid with a credit or debit card at a Lacoste store and received a printed receipt before September 2025 may qualify for the potential class, The Sun reported. Customers do not need to present copies of their receipts to qualify.
No formal lawsuit has been announced. The matter remains at the investigation stage, with attorneys gathering information from affected shoppers. Further updates are expected.
FACTA, the Fair and Accurate Credit Transactions Act, was designed to reduce the risk of card information being stolen or misused. The law applies to every retailer that hands a customer a printed transaction record, and its requirements are not optional. Print too many digits or show the expiration date, and each receipt becomes a separate violation.
Under the statute, customers can claim between $100 and $1,000 per violation. Any eventual settlement would likely include punitive damages and funds to cover attorney expenses on top of individual payouts.
For a brand with Lacoste's retail footprint, even a narrow class of California shoppers could produce a sizable liability if the allegations hold up.
Lacoste has not publicly commented on the investigation. The attorneys behind the probe have not been identified by name, and no specific California store locations have been singled out. Consumers interested in checking whether they qualify can visit the investigation page hosted by Top Class Actions, a legal-news site tracking the inquiry.
Key questions remain unanswered. How many digits of card numbers appeared on Lacoste receipts? How many stores are involved? How many shoppers could fall inside the class? None of that has been disclosed.
What is clear is the law itself. FACTA's receipt rules have been on the books for more than two decades. Retailers that still get them wrong have no one to blame but their own compliance departments, and their customers have every right to collect.